85Insurance Company
  • Home
  • Quotes
    • Business Insurance Quote
    • Business Owners Package (BOP) Insurance Quote
    • Group Benefits Insurance Quote
    • Insurance Bond Quote
    • Workers Compensation Quote
    • Builder's Risk Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Business Insurance
    • Business Owners Package (BOP) Insurance
    • Group Benefits
    • Insurance Bonds
    • Workers Compensation
    • Builder's Risk
  • About
    • Staff Directory
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Business Insurance Quote
    • Business Owners Package (BOP) Insurance Quote
    • Group Benefits Insurance Quote
    • Insurance Bond Quote
    • Workers Compensation Quote
    • Builder's Risk Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Business Insurance
    • Business Owners Package (BOP) Insurance
    • Group Benefits
    • Insurance Bonds
    • Workers Compensation
    • Builder's Risk
  • About
    • Staff Directory
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Blog
    • News
  • Contact


Flood Insurance

It doesn't matter if you live in a flood plain, every property owner is susceptible to flood damage and your current insurance probably doesn't cover it. Let us give you a quote today!

get a quote
Contact Us

What is Flood Insurance?

Flood insurance is the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.

More About Flood Insurance

Nationwide, only 20% of American homes at risk for floods are actually covered by flood insurance. Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood. 

Flooding is defined by the National Flood Insurance Program as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties (at least one of which is your property) from: Overflow of inland waters, unusual and rapid accumulation or runoff of surface waters from any source, and mudflows

This can be brought on by landslides, a hurricane, earthquakes, or other natural disasters that influence flooding, but while a homeowner may, for example, have earthquake coverage, that coverage may not cover floods as a result of earthquakes.

Contact us to learn more about the right amount of flood coverage for your home.
(706) 206-2395​
Jefferson, GA 30549​
Click Here to Email Us
Flood Insurance Quotes
Get a quote for flood insurance

We are licensed in Georgia, South Carolina, and Alabama


Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

85Insurance Company
Mailing Address:
5531 Morningview Lane
Jefferson, GA 30549
(706) 206-2395​
Click Here to Email Us

Location

Website by InsuranceSplash